放款的实际利率怎么计算我想要一个计算放款的实际利率的公式,例如:花旗银行放款利率在1970年12月8日高达20%(一年期

JonasF2022-10-04 11:39:541条回答

放款的实际利率怎么计算
我想要一个计算放款的实际利率的公式,例如:花旗银行放款利率在1970年12月8日高达20%(一年期贷款),而当时年通货膨胀率为12%,花旗银行放款的实际利率为( 7.14% ) 这道题中,7.14%这个数据是怎么得来的呢?(急用)

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luosue 共回答了18个问题 | 采纳率83.3%
  从放款利息中扣除存款利息,其剩余部分就是银行的利润。放款利息的多少因放款的种类和期限而异。一般而论,放款的期限越长,银行收取的利息也越多;信用放款的利息高于抵押放款的利息。  放款利息的计算公式:...
1年前

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给你个例子
Personal Loan Contract
This contract ("Contract") is an agreement between {Name},henceforth known as "Borrower," and {Name},henceforth known as "Lender."
Borrower wishes to borrow {amount in dollars},known as "Loan," from Lender.Loan will be furnished to Borrower onx09{Date}.
Conditions for this Loan are as follows:
Borrower will begin repayment of Loan on {Date repayment will begin}.
The repayment plan {details of the repayment plan,including any installments,interest,and how payments will be made to Lender}.
The final date for repayment will be {Date}.
Failure to repay the Loan within {number of days} of {Date} will result in the matterx09{being turned over to collection,addressed in court,etc.}.
Borrower and Lender agree to the conditions above,and sign to that effect in the presence of a notary public on the {date} day ofx09{month},{year}.
________________________________ ________________________________
Borrower Name Lender Name
________________________________ ________________________________
Borrower Signature Lender Signature