A loan of $100,000 is taken out from a bank with a nominal i

win07702022-10-04 11:39:542条回答

A loan of $100,000 is taken out from a bank with a nominal interest rate of 8% p.a..If the monthly repayments are continously compounded over a 12-year period,calculate the size of a monthly repayment.
不是翻译题,是计算题哦

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laneystudio 共回答了17个问题 | 采纳率94.1%
这题题目很简单,无非就是借贷100000美金,名义利率8%,分月偿还,12年还清,问每个月换多少
很简单,建立一个等式,每个月的偿还金额的现值之和=100000即可
设每月偿还A
现在的主要问题是月利率的计算
(1)若按照连续复利计算,那么月利率就是e^(8%/12) -1
那么等式就是
A*e^[(8%/12)*(-1)]+A*e^[(8%/12)*(-2)]+A*e^[(8%/12)*(-3)]+……+A*e^[(8%/12)*(-144)]=100000
左边是个等比数列,共144项(12年每年12个月),用等比数列求解即可
(2)若月利率不是按照连续复利计算
那么等式就是
A*(1+8%/12)^(-1)+A*(1+8%/12)^(-2)+A*(1+8%/12)^(-3)+……+A*(1+8%/12)^(-144)=100000
方法和前面一样
我不是学金融的,对银行的实际利率怎么算并不是十分清楚,以上都是基于课本的知识
1年前
pepsljilk 共回答了20个问题 | 采纳率
Margaret. Julie
1年前

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the amount of the liability would be the $100,000 borrowed minus the principle included in the two payments of $26,000 already made.
punkSarah1年前1
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负债金额应为所借的10万美元减去本金,包括两笔已付款总计26000美元
不是很确定,供参考
一篇英语阅读,第二题答案是B,可我觉得B好像不对啊,不是有人给他们$100,000这么多钱的吗?为什么还说除了朋友和家人
一篇英语阅读,
第二题答案是B,可我觉得B好像不对啊,不是有人给他们$100,000这么多钱的吗?为什么还说除了朋友和家人就没人支持了呢?还有第五段说的$100,100到底是谁给的?

ylcz8411171年前1
hanker_uu 共回答了20个问题 | 采纳率95%
做阅读题要找关键词才能答对答案,尤其是这种时间性很强的题.先看32题的题目问的是“从文章我们了解到在这个项目的最开始”B答案说的是除了家人和朋友之外没人支持(赞助).你要看到的上一个时间点是上一段的“In January 1996”从这个时候开始的.到本段的“from their family and friends”是同一个时期,所以要选B.紧接下来的一句话的第一个词“Then”是很关键的,因为后半句里说明了,那100,000的支票是在1998年才得到的,所以不可以算作是项目的开始.所以答案只能选B.
文章里没有提到那张支票是谁给的,所以你也不用往这个问题里钻了,没有多大的意义.
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